Bridging finance for fast, short-term property funding
Bridging finance provides short-term funding, typically secured against property, to help you act quickly when timing matters - whether that's securing a purchase before a sale completes, buying at auction, or funding a project ahead of longer-term finance being put in place.
Quick overview
Used for
Bridging finance is commonly used to break property chains, fund auction purchases, secure a property quickly ahead of a sale completing, finance light refurbishment projects, or provide short-term funding ahead of refinancing onto a longer-term facility.
Suitable for
Suitable for property investors, landlords, developers and business owners who need fast, short-term funding secured against property, and who have a clear and realistic plan for repaying or refinancing the loan.
Clearpath helps property investors, landlords, developers and business owners understand how bridging finance works, what it costs, and how to plan an exit route, so it's used as the practical short-term tool it's designed to be.
Typical benefits
- Funding can often be arranged considerably faster than traditional mortgage finance
- Useful for time-sensitive opportunities, such as auction purchases or breaking a chain
- Can be secured against a range of property types, including those that may not suit standard mortgage lending
- Flexible terms that can be tailored to the specific transaction and exit plan
Key considerations
- Bridging finance is a short-term solution and typically carries higher costs than longer-term borrowing - it should be used with a clear exit route in mind
- Lenders will want to understand how you plan to repay the loan, whether through sale, refinance, or another route
- Valuation and legal costs form part of the overall cost of the facility
- We'll help you think through the exit plan as carefully as the borrowing itself
Clear advice on bridging finance, from first call to completion
Whole-of-market comparison
We compare bridging finance across our panel of mainstream and specialist lenders to find options that genuinely fit your circumstances.
Plain-English guidance
We explain the costs, terms and trade-offs clearly, so you can make a confident, informed decision without the jargon.
A managed process
We prepare your case, liaise with lenders and keep you updated throughout - so you can stay focused on running your business.
Common questions about bridging finance
An exit is simply how you plan to repay the loan - typically through selling the property, refinancing onto a longer-term mortgage, or using funds from another transaction. Lenders will want this to be realistic and well evidenced, and we'll help you think it through before you commit.
You might also consider
Many businesses use a combination of finance types depending on what they're trying to achieve.
Talk to Clearpath about bridging finance
Call for a clear, no-obligation conversation about whether bridging finance is the right route - and what's realistically available to you.